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Matrix's & Memos

Official Announcements

2/25/2021 Lock Desk Memo- Mortgagebot & URLA Updates

2/16/2021  Retail Memo - DACA Updates, URLA Transition

2/5/2021 FHA Overlay Update -Adjustments to FHA Overlays

1/13/2021 Lock Desk Memo- Self-Employment Updated Forms

12/10/2020 Self Employment & COVID 19 please make sure to read the Freddie Mac COVID Bulletine & The Fannie Mae COVID Guidelines

11/05/2020 Lock Desk Memo- Veteran's Day, Locked Loans & COC, VA Update-New minimum score requirement 

9/23/2020 Retail Memo - Adverse Market Refinance Adjustment, USDA Conditional Commitments - Fiscal Year End

8/31/2020 Retail Memo - Recent FEMA Declared Disaster Areas 8/27/2020 Retail Memo - Solar Panels, Rental Housing Payments, Documentation of Liabilities, FHA Updates for Self Employment & Rental Income, FHFA Refi Pricing Updates 

8/13/2020  Retail Memo - FNMA & FHLMC Refinance Adverse Market LLPA 

7/7/2020   Retail Memo - FHA 620-659 Overlays Reminder, USDA 620-659 Overlays, & VA Score Update

6/18/2020   Retail Memo - FHA & USDA 620-659 Overlays Reminder, Independence Day Holiday, Lock Days, Scenario Email, and  COVID 19 Important Information

5/11/2020    Retail Memo - Lock Extensions-Furloughed Borrowers,      Memorial Day Holiday

4/28/2020     Retail Memo - FHA & USDA 620-659 Overlays - Revised

4/27/2020     Retail Memo - FHA & USDA 620-659 Overlays

4/20/2020     Retail Memo - FHA &  USDA Updates to Minimum  Scores

4/13/2020     Retail Memo - Lock Extensions

4/6/2020       Retail Memo - Credit Score Changes: FHA, USDA &   VA

4/1/2020       Retail Memo - VA Appraisals, Conventional updates, Tax transcripts, & Man Homes (USDA, FHA, VA)

3/31/2020     Retail Memo - FHA & USDA Appraisal, Verbal VOE

3/26/2020     Retail Memo - UPDATED No Score Government Loans  & 600-619 Government Loans

3/26/2020     Retail Memo - No Score Government Loan Update & 600-619 Government Loan Update

3/23/2020     Retail Memo - FNMA & FHLMC Updates - Appraisal  Requirements

3/18/2020     Retail Memo - Manufactured Home Financing, Pictures of Documents, Imageflow, Findings, Continuation of Business 

10/10/2019    Retail Memo - Columbus Day, FHA Cash Out 85%  Deadlines

6/20/2019      Retail Memo - Disaster Area Announcement, Tax  Transcript Update & USDA Income Update

5/24/2019      Retail Memo - Tax Transcripts, LO Monthly Meeting &        Let's Discuss

4/30/2019      Retail Memo - EPO

4/19/2019      Internal Memo - VA Refi updates, VA Cheat Sheet, VA High Balance loans, Branch Forms, Let's Discuss

4/10/2019      Internal Memo - new updates to website, turn times -  closing & Let's Discuss

4/3/2019        Important Memo - Disaster Areas - Iowa & Nebraska

3/7/2019        Important Memo - Updated Early CD Process, Updated Closing Request Process, 2018 SAM Worksheet & Rental Income Worksheet

1/11/2019       Early CD Update

1/4/2019         Government Shutdown Announcement

Mortgage Support Updates

Operations Updates

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