Matrix's & Memos
Official Announcements
2/25/2021 Lock Desk Memo- Mortgagebot & URLA Updates
2/16/2021 Retail Memo - DACA Updates, URLA Transition
2/5/2021 FHA Overlay Update -Adjustments to FHA Overlays
1/13/2021 Lock Desk Memo- Self-Employment Updated Forms
12/10/2020 Self Employment & COVID 19 please make sure to read the Freddie Mac COVID Bulletine & The Fannie Mae COVID Guidelines
11/05/2020 Lock Desk Memo- Veteran's Day, Locked Loans & COC, VA Update-New minimum score requirement
9/23/2020 Retail Memo - Adverse Market Refinance Adjustment, USDA Conditional Commitments - Fiscal Year End
8/31/2020 Retail Memo - Recent FEMA Declared Disaster Areas 8/27/2020 Retail Memo - Solar Panels, Rental Housing Payments, Documentation of Liabilities, FHA Updates for Self Employment & Rental Income, FHFA Refi Pricing Updates
8/13/2020 Retail Memo - FNMA & FHLMC Refinance Adverse Market LLPA
7/7/2020 Retail Memo - FHA 620-659 Overlays Reminder, USDA 620-659 Overlays, & VA Score Update
6/18/2020 Retail Memo - FHA & USDA 620-659 Overlays Reminder, Independence Day Holiday, Lock Days, Scenario Email, and COVID 19 Important Information
5/11/2020 Retail Memo - Lock Extensions-Furloughed Borrowers, Memorial Day Holiday
4/28/2020 Retail Memo - FHA & USDA 620-659 Overlays - Revised
4/27/2020 Retail Memo - FHA & USDA 620-659 Overlays
4/20/2020 Retail Memo - FHA & USDA Updates to Minimum Scores
4/13/2020 Retail Memo - Lock Extensions
4/6/2020 Retail Memo - Credit Score Changes: FHA, USDA & VA
4/1/2020 Retail Memo - VA Appraisals, Conventional updates, Tax transcripts, & Man Homes (USDA, FHA, VA)
3/31/2020 Retail Memo - FHA & USDA Appraisal, Verbal VOE
3/26/2020 Retail Memo - UPDATED No Score Government Loans & 600-619 Government Loans
3/26/2020 Retail Memo - No Score Government Loan Update & 600-619 Government Loan Update
3/23/2020 Retail Memo - FNMA & FHLMC Updates - Appraisal Requirements
3/18/2020 Retail Memo - Manufactured Home Financing, Pictures of Documents, Imageflow, Findings, Continuation of Business
10/10/2019 Retail Memo - Columbus Day, FHA Cash Out 85% Deadlines
6/20/2019 Retail Memo - Disaster Area Announcement, Tax Transcript Update & USDA Income Update
5/24/2019 Retail Memo - Tax Transcripts, LO Monthly Meeting & Let's Discuss
4/30/2019 Retail Memo - EPO
4/19/2019 Internal Memo - VA Refi updates, VA Cheat Sheet, VA High Balance loans, Branch Forms, Let's Discuss
4/10/2019 Internal Memo - new updates to website, turn times - closing & Let's Discuss
4/3/2019 Important Memo - Disaster Areas - Iowa & Nebraska
3/7/2019 Important Memo - Updated Early CD Process, Updated Closing Request Process, 2018 SAM Worksheet & Rental Income Worksheet
1/11/2019 Early CD Update
1/4/2019 Government Shutdown Announcement
Mortgage Support Updates
2/25/2021- Update #2 for the week of February 23, 2021
2/23/2021- Update for the week of February 23, 2021
2/04/2021- Update #2 for the week of February 1, 2021
2/01/2021- Update #1 for the week of February 1, 2021
10/30/2020 - GUS & Let's Discuss
10/27/2020- Conventional Manufactured Homes
10/20/2020 - FHA Refi's and Conventional Self Employed Borrowers
7/15/2020 - Mtg Support Updates, FHA Am Clause, Upcoming Training Opportunities
5/19/2020 - Mtg Support Updates, Overlays, PTF conditions, Training opportunity
5/13/2020 - Mtg Support Updates, Reg B and more!
4/30/2020 - Mtg Support Updates, BIP Cover Sheet, Init Disclosures Info
4/22/2020 - Mtg Support Updates
4/7/2020 - Under 660 FHA,VA & USDA
4/6/2020 - Memo from Management
3/27/2020 - Processing & Tax Trans.
3/24/2020 - Verbal VOE's & Pipeline
3/23/2020 - Lobby Closing Info
3/19/2020 - FHA Manual Updates
3/18/2020 - Man Home Financing
1/24/2020 - Conv Tax Transcripts
1/16/2020 - VA Funding Fee Changes
Operations Updates
8.2.2020 FHA Update for COVID S/E & Rental
7.28.2020 VA IRRRL's - Important Details
7.21.2020 Disclosure Reminders
5.12.2020 Property Inspection Waiver, AUS
5.11.2020 Disclosures, Homebuyer Education
5.8.2020 Initial Disclosures Update - complete info
5.6.2020 Hold harmless requirements
4.27.2020 BIP Cover Sheet Update