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Current UW Turn times

FSB Underwriting 24-48 hours

USDA Commitment Turn Times - Currently working on files from 10/3/2023

Available FHLB grant funds - $1,510


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If you are a consumer looking for a mortgage, please visit to choose from our list of Loan Officers in your area that will be happy to assist you.

Flanagan State Bank team members, feel free to navigate this site with the tabs at the top of the page.

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