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Matrices
Matrix Library
Conventional
97% Conventional Programs Matrix
Duty to Serve Procedural Announcement
Duty to Serve First time Home Buyer
Duty to Serve Manufactured Home
-Duty to Serve Eligibility Map
FHA
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VA
USDA
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Refinance Matrix-Seasoning Requirements
FSB Manufactured Home Cheat Sheet - updated 06/18/2024
Overlays
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FHA 580-600 and No Score Borrowers
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VA 580-600 and No Score Borrowers
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USDA Overlay-States of MO and AR
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Agency Links
Agency Links
Agency Resources
Agency Resources
2025 Announcements
Jumbo
Non-QM
DSCR
-Deephaven 30 Year Fixed
-Deephaven 40 Year Fixed
-Silver Hill Capital 30 Year Fixed
-Silver Hill Capital 40 Year Fixed
-Penny Mac 30 Year Fixed
-Penny Mac 40 Year Fixed
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Bank Statement
-Silver Hill Capital 30 Year Fixed
-Silver Hill Captial 40 Year Fixed
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Other Non-QM
-Deephaven 30 Year Fixed A+
-Deephaven 30 Year Fixed A-
-Deephaven 40 Year Fixed A+
-Deephaven 40 Year Fixed A-
-Silver Hill Capital 30 Year Fixed A+
-Silver Hill Capital 30 Year Fixed A-
-Silver Hill Capital 40 Year Fixed A+
-Silver Hill Capital 40 Year Fixed A-
​ -Penny Mac 30 Year Fixed A+
-Penny Mac 30 Year Fixed A-
-Penny Mac 40 Year Fixed A+
-Penny Mac 40 Year Fixed A-