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97% Conventional Programs Matrix
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-Duty to Serve Eligibility Map
FHA
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VA
USDA
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Refinance Matrix-Seasoning Requirements
FSB Manufactured Home Cheat Sheet - updated 06/18/2024
Overlays
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FHA 580-600 and No Score Borrowers
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VA 580-600 and No Score Borrowers
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USDA Overlay-States of MO and AR
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Agency Links
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Agency Resources
Agency Resources
FHA FAQ
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2025 Announcements
Jumbo
Non-QM
DSCR
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-Deephaven DSCR Fixed 15
-Deephaven DSCR Fixed 30
-Silver Hill DSCR Standard Fixed 30
-Penny Mac DSCR Fixed 30
-Penny Mac DSCR Fixed 40
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Bank Statement
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-Silver Hill Bank Statement Plus Fixed 30
-Silver Hill Bank Statement Plus Fixed 40
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Medical Professionals
-New Rez Medical Professional Home Loan Fixed 30
-Silver Hill Medical Professionals Fixed 30
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2nd Home/Investment
-Silver Hill Investor Plus Fixed 30
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Other Non-QM
-Deephaven Expanded Prime 30
-Deephaven Expanded Prime 40
-Deephaven Non-Prime Fixed 30
-Deephaven Non-Prime Fixed 40
-Penny Mac A+ Fixed 30 Alt Doc
-Penny Mac A+ Fixed 40 Alt Doc
-Penny Mac A- Fixed 30 Alt Doc
-Penny Mac A- Fixed 40 Alt Doc