
Welcome to the Retail Website!
Document Library
Document Library
General Loan Documents
COC for Re-disclosure of LE or ICD
Power of Attorney-approved form
Appraisal Credit Card Auth Form
Condo Questionnaire Short Form
Income Worksheets
Please reach out to mtgsupportcenter@flanaganstatebank.com for a copy of the self-employed, rental or w2 income calculation worksheets!
Retail Forms for use with Borrower - these forms have been left as word documents to allow for customization of the documents to meet the loan needs. If you are a branch that uses your logo, feel free to update the information accordingly!
Loan Status Update for RE Agents-instructions
Loan Status Update for RE Agents-form
POD Letter-Redisclosures
POD Letter-Initial Disclosures
FHA & VA New Construction Docs
Builders Certificate-form 92541
Warranty of Completion of Construction-HUD form 92544-A/VA form 26-1859
Builder Cabo and Lead Water Cert
Termite Protection-Form NPMA 99a
Termite Protection-Form NPMA 99b
(both forms must be submitted)
VA Not Inspected Acknowledgment-for New Construction Form

Useful Charts & Calculators
Useful Charts & Calculators
The charts provided are to be used as reference material. It is possible overlays exist that will adjust the information contained in the charts with our investors.
Helpful Links
Document Library is to the left side of the page!
Document Library is to the left side of the page!
Mortgagee Clause & Agency ID #'s
Mortgagee Clause
Flanagan State Bank
ISAOA
333 Chicago Road
PO Box 302
Paw Paw, IL 61353
Always include the Loan Number!
Agency ID #'s
FHA ID: 2760600034
*please note this has been updated to be different for each branch, inquire with your sales manager about the correct ID*
VA ID: 7095710000
Tax ID: 37-0276830
FHMLC Seller ID: 129359
Self-Employed Borrower Income Review
Self-Employed Borrower Income Review
Please contact underwriting@flanaganstatebank.com for ALL income calculation requests as of August 2023

2023 FHLB Grants
2023 FHLB Grants
Mortgage Support reviews & submits the grant requests to FHLB. The request from the LO for this grant should be made early in the loan process but after the borrower has signed the initial loan disclosures.
Find the full program details here:
- Does your borrower meet the income limits for the program? Check here: FHLB HUD Income Guidelines
- or here: https://www.huduser.gov/portal/datasets/il.html
All docs should be labeled according to the Reservation Document Checklist
2023 Required Grant Forms:
Household Member Questionnaire - one per borrower/household member (must be signed)
Income Calculation Workbook- must include VOE or paystubs used to complete. If VOE, at least 1 paystub must be included. Award letters required if this is the income source. Self employed borrowers to provide 2 years tax returns and current YTD P&L.
Certification of Tip Income - when applicable
Certification of Zero Income - when an applicant does not have any income to verify
Rehab Repair Worksheet - NEW 2023
- If purchasing a 2-unit property, a lease agreement or appraisal with market value rents will be needed for submission.
- Related party transactions require an appraisal.
Use Homebuyer Education & Counseling link below!
Please include cost of Homebuyer Education on the Loan Estimate to allow for reimbursement at closing to borrower. Click here for DPP Homebuyer Education & Counseling link.

IBTS Order Process
IBTS Order Process
All IBTS orders for Manufactured home certifications will be requested through Mortgage Support. To request your order, please use the order form below and send your request to Mortgage Support. Don't forget to disclose or re-disclose for this cost!
IBTS Man Home Certification Order Form UPDATED 7.5.22 FOR PRICE INCREASE